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For Individual/1099 enrollments - initial billing occurs at enrollment. Afterwards, you'll be billed on the 20th of each month for the next benefit coverage period.

For Group enrollments - invoicing is generated each month by the 15th, and payment is due on the 1st of the next benefit coverage period (month).

Are not major medical health insurance plans as defined by the Affordable Care Act (ACA).

By combining both insured benefits and non-insured benefits, SmartHealth plans help to reduce monthly rates and out of pocket costs to consumers by strategically allocating where costs and services are handled more effectively.

A comprehensive care event is typically related to one of the following serious medical needs involving hospitalization; emergency room visit; surgery; catastrophic care or illness; or maternity.

In the event of comprehenssive care event or need, you can contact the comprehensive care advocacy team 24/7 by phone. The advocacy team will assist you with all aspects of comprehensive care event and can even assist with reducing or eliminating your out of pocket cost associated with your specific need.